NYS Liability Insurance Question

  • Greetings: I've incorporated a PC consulting business (S-corp) in NY state. I visit homes and businesses and fix their computers. One of my clients is a growing IT firm - they have sent me to service their clients - I am, in effect, a subcontractor. After several months of servicing their clients, they called me asking for a certificate of liability insurance. I said I had none. I have no idea if this will affect my ability to continue getting work from them, but even if it's not de rigeur, I would think it's a good idea. So the questions are: 1. Should I get personal or business liability or both? 2. In New York state, who can I go to for either type or both? 3. Please find some insurers that are appropriate for what I'm looking for in NY state. Quality/quality of leads will = nice gratuity. Thanks!!!


  • I should think both types should be available in your community which you should name to get the attention of a researcher. Neil


  • I have no idea if adding a comment will "bump" this up, but I really need an answer to this. Anyone???


  • I'm in White Plains, which is in the middle of Westchester County.